This black t-shirt features a humorous and relatable design for cycling enthusiasts nearing retirement. The front of the shirt displays the statement, "YES I HAVE A RETIREMENT PLAN I PLAN ON CYCLING" in a distressed, vintage-style font. The graphic also includes small bicycle silhouettes and star accents. Made from what appears to be a comfortable cotton blend, this tee is perfect for casual wear, bike rides, or as a fun gift for a cycling-loving retiree. Show off your passion for cycling with this unique and eye-catching t-shirt.